Your funding options
Everything you need to know, then the program that fits you
Read the full breakdown of all three programs below. When you are ready, answer a few quick questions and we will show you your best fit with real estimated numbers. No credit impact to check.
$500M+
Capital delivered
10,000+
Businesses funded
~85%
Approval rate
Since 2020
Funding businesses
The programs
Three ways to fund your business
Each one is built for a different situation. Here is what they are, who they fit, and what it takes to qualify.
Short-Term Funding
A lump sum now, paid back fast. The quickest way to get capital in hand.
Amount
$20K–$1M
Rates from
11.99%+
Term
6–24 mo
Payments
Daily/Weekly
Best used for
Covering a cash flow gap or slow season- A time-sensitive opportunity or bulk order
- Payroll, repairs, or a fast one-time need
- Businesses that need money in 24 to 48 hours
What it takes
6+ months in business
500+ credit score
Up to 4 existing positions
Docs: bank statements only (or most recent business tax return for $150K+, does not need to show profit)
500+ credit score
Up to 4 existing positions
Docs: bank statements only (or most recent business tax return for $150K+, does not need to show profit)
Line of Credit
Draw what you need, repay, and reuse it. You only pay for what you use.
Amount
$40K–$250K
Rates from
8.99%+
Term
12–30 mo
Payments
On what you draw
Best used for
- Ongoing or unpredictable expenses
- Managing cash flow month to month
- Having a safety net ready before you need it
- Owners who want flexibility over a fixed lump sum
What it takes
2+ years in business
640+ credit score
Up to 2 existing positions
Docs: bank statements only under $150K. For $150K+, add your most recent business tax return (does not need to show profit)
640+ credit score
Up to 2 existing positions
Docs: bank statements only under $150K. For $150K+, add your most recent business tax return (does not need to show profit)
Long-Term Funding
A larger amount over a longer horizon, with the lowest monthly payment.
🇺🇸 US Only
Amount
$50K–$3M
Rates from
6.99%+
Term
3–10 yrs
Payments
Monthly
Best used for
- Expansion, a new location, or a build-out
- Buying equipment or real estate
- Consolidating higher-cost positions
- A long-term investment where lower payments matter
What it takes
3+ years in business
680+ credit score
Up to 3 existing positions
Funds in about 3 weeks
Docs: last 2 business + personal tax returns (business return must show profit), year-to-date P&L and balance sheet, and bank statements
680+ credit score
Up to 3 existing positions
Funds in about 3 weeks
Docs: last 2 business + personal tax returns (business return must show profit), year-to-date P&L and balance sheet, and bank statements
Find your fit
Which program is right for you?
Answer a few quick questions and see your best fit with real estimated numbers. This is a simulator, not an application, and there is no credit impact.
Question 1 of 5
What is the funding for?
Question 2 of 5
How much funding are you looking for?
Question 3 of 5
How long have you been in business?
Question 4 of 5
What is your personal credit score?
Question 5 of 5
How soon do you need the funds?
Your funding options
Here is what fits your business
A quick guide based on your answers. Your real options are confirmed by your funding manager after a short application.