Apply for Business Funding

Answer a few quick questions and a funding advisor will reach out with the funding options that fit your business.

4.9 rating Soft credit pull only Bank-level encryption

What you need Progress saved Step 1 of 7

Funding

How much funding do you need?

A rough range is fine. Your advisor will fine-tune it with you.

Please select a funding amount.

Your business

What's your annual revenue?

Total sales over the last 12 months, before expenses and taxes. A close estimate is fine.

Please enter your annual revenue.

We work with businesses doing at least $100K a year

Based on the revenue you entered, your business is below the minimum our funding programs require right now. As you grow, we'd love to help — please reapply once you're doing $100K+ in annual revenue. Questions? Call us at (844) 902-3080 and we'll point you in the right direction.

Checking your options uses a soft credit pull only. It never affects your credit score.

Almost there

Where should we send your options?

A funding advisor will reach out with the programs that fit. No spam, ever.

First name*

Required.

Last name*

Required.

Email*

Please enter a valid email.

Mobile phone*

Your advisor will use this to reach you about your application.

Please enter a valid phone number.

Your business

Tell us about your business.

Standard information lenders need on record.

Legal business name*

Required.

DBA / Trade name*

Required.

Industry*

Please select your industry.

Briefly describe what you sell and who your customers are*

0 / 255

Required.

Business entity type*

LLC / LLP Corporation Sole Proprietorship

Please select an entity type.

Physical business address*

Country*

United States: we'll ask for your EIN and SSN below.

Street address required.

City required.

2-letter state required.

ZIP / Postal required.

Business phone*

Please enter a valid phone number.

Tax ID (EIN)*

Why we ask: lenders verify your business identity and match your EIN to your business records. It's transmitted encrypted and never shared without your consent.

Required. Format: 12-3456789

Canada Business Number (BN)*

Why we ask: lenders verify your business identity against your CRA Business Number. It's transmitted encrypted and never shared without your consent.

Required. Format: 123-456-789

Business start date*

Please enter a valid date. Your business must be open at least 6 months.

About you

A few details about the owner.

Used to underwrite the application. This is where the soft credit pull happens.

Your ownership percentage*

Own 100%? Leave it as is and we'll skip the co-owner step.

Enter a number between 1 and 100.

Date of birth*

Please enter a valid date. You must be at least 18 years old.

Social Security Number (SSN)*

Why we ask: we use it for a soft credit check only to pre-qualify you. It does not affect your credit score and never shows as a hard inquiry. It's encrypted in transit and at rest.

Required. Format: 123-45-6789

Social Insurance Number (SIN)*

Why we ask: we use it for a soft credit check only to pre-qualify you. It does not affect your credit score. It's encrypted in transit and at rest.

Required. Format: 123-456-789

Home address*

Street address required.

City required.

2-letter state required.

ZIP / Postal required.

Website (optional)

Co-owner

Second owner.

Anyone with 20% or more ownership of the business must be listed.

First name*

Required.

Last name*

Required.

Ownership percentage*

Enter a number between 1 and 100.

Mobile phone*

Please enter a valid phone number.

Email*

Please enter a valid email.

Social Security Number (SSN)*

Required. Format: 123-45-6789

Social Insurance Number (SIN)*

Required. Format: 123-456-789

Date of birth*

Please enter a valid date. Must be at least 18 years old.

Home address*

Street address required.

City required.

2-letter state required.

ZIP / Postal required.

Co-owner signature*

Draw signature above

Please sign to authorize.

Last step

Review and sign.

Your signature authorizes the soft credit pull and submits your application.

You certify you are authorized to apply for credit on behalf of the business and that the information you provided is true and complete.

You authorize Lend On Capital, under the Fair Credit Reporting Act, to obtain your credit information to pre-qualify your business, and you consent to receive calls, emails, and texts (message/data rates may apply; reply STOP to opt out).

Your signature*

Draw your signature above

Type your full legal name to sign

Your typed name becomes your electronic signature with the same legal effect as a handwritten one.

Please sign to authorize.

Rates start from 6.99% APR or equivalent factor rate, varying by program, term, and credit profile. Approval subject to credit review. Long-Term funding is available in the United States only.

Your application is in.

Thanks. A funding advisor is reviewing your application and will reach out shortly.

1 A funding advisor reviews your fileA real person, not an automated platform, looks at your application personally.

2 You get a call, usually same business dayThey'll confirm a few details and walk you through your options.

3 Funds can be available in as little as 24 hoursOnce approved and signed, funding moves fast.

Questions in the meantime? Call (844) 902-3080