Long Term Loan

Fund Big Upgrades In Your Business With a Low Monthly Payment

It can be tricky to figure out which business loan is the right one for you. Here, we briefly explain how Long-Term Loans can benefit your company and When should you apply for one.

info full

Applying will not affect your credit score

When Should I Apply For a Long Term Loan?

A long term business loan is best suited for small businesses that need large sums of money for growth. Unlike short term business loans that should be focused on immediate business operation expenses or merchant cash advances that can be used to cash flow fluctuations, long term business loans prioritize LONG TERM PROJECTS, such as:

  • Business acquisition or expansion
  • Business remodeling
  • Refinancing existing debts
  • Expensive equipment investment

Due to their nature, long term business loans enable business owners to borrow the funds they need while maintaining an optimal cash flow.


Interest Rates

9% - 42% APR

Funding Amount

$50,000 - $250,000



Term Length

60 - 120 Months

Qualifying for a Long Term Loan


Minimum Annual Revenue


Minimum Credit Score

12 Months

Minimum Time in Business

Getting a Long Term Loan With Lend on Capital

For many business owners the ability to receive a term loan from a traditional lender (national banks, credit unions) or from the Small Business Administration (SBA) is what dictates the growth of their business and can make the difference between surviving, striving or getting into a “less-pleasant” statistic.
Lend On Capital have a solution for business owners that will allow them to enjoy the benefits of monthly payments over a longer period but without experiencing the apparent issues that traditional term loans hold.

Our Application Process

info full

Applying will not affect your credit score


The data you provide us is stored securely and we use advanced encryption to ensure your information is safe.

Funding application video

Take The First Step In Growing Your Business

Call us today or book a free business funding consultation with one of our senior funding manager

Monday – Friday, 9 AM – 6 PM (Eastern Time)

| Term Loans
| Term Loans

What Our Clients Say About Us?

Everyone involved has been wonderful to work with. They made everything go smooth and know how to spot exactly what I needed. I will definitely work with them again and recommend them to other business owners that are looking for a loan.

Peter Mills

January 21, 2022