Merchant Cash Advance

Minimum Factor Rate

1.18

Maximum Approval Amount

$1 Million

Maximum Loan Position

5th Position

Repayment Structure

Daily/Weekly

Approval Time

One Business Days

What is Merchant Cash Advance (MCA Loan)?

MCA Loans (Merchant cash advance) is not technically a loan. You will receive upfront funds in exchange for a slice of your future revenue. In the past, most merchant cash advance been for businesses whose revenue comes primarily from credit and debit card sales. Nowadays, merchant cash advances are available to other companies that don’t depend on credit card or debit card sales.
How much you’ll pay in fees is determined by your ability to repay the merchant cash advance based on your revenue at the time of applying.

Fastest Approval
Programs All Credit Scores
Minimal Paperwork
Prime Funding Available
Prepayment Discount
Improve Business Credit

Step One

Step Two

Step Three

Step Four

How to qualify for a business line of credit?

PERSONAL CREDIT SCORE

FROM 500 FICO

MINIMUM ANNUAL REVENUE

$250,000

YEARS IN BUSINESS

MINIMUM 12 MONTHS

What Our Customers Say?

Been working with Ron from Lend On for 2 years now and I don't see my self working with anyone else but him! At my first loan, ron drew for me a plan and now, 2 years after, despite having the shut down in the middle, he delivered exactly what he promised. I recently got a line of credit and can't be happier I am a customer for life

The team at Lend On Capital made the process simple and easy and got my business the funding I wanted. Would recommend to anyone looking for a business loan

I really enjoy working with Lend On Capital! My guy Ron made sure he did what is needed to make sure I was happy. I really appreciate his hard work and attention. If I could I would give him 10 stars

Ron Zaguri was extremely helpful, and answered all our questions and helping us secure financing at better terms than expected

I own a catering company and needed some working capital to do some improvements in one of the properties we manage. I contacted Lend On Capital after I saw their advertisement online. The process was quick and easy (2 days). The underwriters seem to be professional and they delivered exactly what they promised.

Very happy working with Mr. Ron from Lend On Capital This was my first time working with the guys at Lend On Capital. I am very pleased with their service, their dedication and quick response to all my questions. Ron managed to get me a better offer that I could get from anyone else.

Very happy with Lend On I am pleased with their service and attitude. Within a 2 days , Ron was able to secure for me the funds that was needed. 5 stars service from the first call, until my account was funded and beyond.

Frequently asked questions

How an MCA loans repayment work?

Your payment will be charged by a fixed daily, weekly or by-weekly charges directly from your business bank account, known as ACH ( Automated Clearing House) withdrawals.

Can I combine an MCA Loan with another funding program?

Yes. We have different programs that are available to be used along other funding programs. The approval process will take in account the existing debt and will offer you one out of two options:

Loan Consolidation: We are able to pay your existing debt and provide you with additional funds
Stacking: If the finances allow it, we are able to provide you access to funds alongside other funding options.

Am I able to refinance my loan ?

Yes. All our programs contain a refinance / renewal option after 35%-50% of the program is completed. I most events if the business maintained a good track of payments the renewal offer will be at a lower rate and better terms then the intial program.