
EQUIPMENT FINANCING
Lend On Capital specializes in financing equipment acquisitions for our clients. We have collateral-based programs that secure equipment to structure financing. We pride ourselves of being a reliable source of financing that offers the flexibility, that is lacking with most traditional lenders, while maintaining the best rates and terms the market has to offer small business owners.

EQUIPMENT ACQUISITION
Starting Rate
6.99% APR
Loan Size
$10K-$3M
Minimum FICO
600
Terms
6-72 Months
Refinancing of Equipment
Starting Rate
8.99% APR
Loan Size
Up to 75% Loan to Value
Minimum FICO
450
Terms
6-60 Months

How to Apply For Equipment FInancing WIth Lend On Capital?
Apply

Fill out our online application
Upload documents

Upload your last 3 months of bank statements and your equipment Quote
Underwriting

Our team will process the paperwork and will contact you if more information is needed
Get an offer

We will send you your offer within 24-48 hours
Additional Information
- There are no restrictions related to industry type and/or equipment type
- Minimum time in business - 1 year (3 years for Prime Deal)
- Must be an active and operating business
- Full 3 years of financials is required for deals above $200k
- Although a min FICO score is mentioned above, there’s little if any weight on the score itself. The main criteria underwriters care mainly about are delinquencies, credit utilization, credit history, and access to credit.
- The existence of other business loans does not effect the underwriting process of our equipment financing program. unless withhold percentage is higher the average.