Apply for Business Funding | Lend On Capital
Need help? Call (844) 902-3080

Apply for business funding in minutes.

What you need Step 1 of 7

Funding

What kind of funding fits your business?

Pick the option closest to what you need. Not sure? Choose the last card and a funding advisor will help you decide.

No impact on creditSoft credit pull to pre-qualify
Takes 3 minutesSame-day decisions available
Bank-level securityYour data is encrypted

Funding

How much funding do you need?

A rough range is fine. Your advisor will fine-tune it with you.

Please select a funding amount.

Your business

What's your annual revenue?

Total sales over the last 12 months, before expenses and taxes. A close estimate is fine.

Please enter your annual revenue.

Checking your options uses a soft credit pull only. It never affects your credit score.

Almost there

Where should we send your options?

A funding advisor will reach out with the programs that fit. No spam, ever.

Required.

Required.

Please enter a valid email.

Your advisor will use this to reach you about your application.

Please enter a valid phone number.

Your business

Tell us about your business.

Standard information lenders need on record.

Required.

Required.

Please select your industry.

0 / 255

Required.

Please select an entity type.

Physical business address*

United States: we'll ask for your EIN and SSN below.

Street address required.

City required.

2-letter state required.

ZIP / Postal required.

Please enter a valid phone number.

Required. Format: 12-3456789

Required. Format: 123-456-789

Please enter a valid date. Your business must be open at least 6 months.

About you

A few details about the owner.

Used to underwrite the application. This is where the soft credit pull happens.

%

Own 100%? Leave it as is and we'll skip the co-owner step.

Enter a number between 1 and 100.

Please enter a valid date. You must be at least 18 years old.

Required. Format: 123-45-6789

Required. Format: 123-456-789

Your ID is used only for a soft credit check and is encrypted in transit. It never appears on your credit report as a hard inquiry.
Home address*

Street address required.

City required.

2-letter state required.

ZIP / Postal required.

Co-owner

Second owner.

Anyone with 20% or more ownership of the business must be listed.

Required.

Required.

%

Enter a number between 1 and 100.

Please enter a valid phone number.

Please enter a valid email.

Required. Format: 123-45-6789

Required. Format: 123-456-789

Please enter a valid date. Must be at least 18 years old.

Home address*

Street address required.

City required.

2-letter state required.

ZIP / Postal required.

Sign here

Please sign to authorize.

Last step

Authorize and submit.

Review the authorization, sign, and a funding advisor will take it from here.

You certify that you are authorized to apply for credit on behalf of the business named in this application and that all information you provide is true, correct, and complete, and you will update us if it changes.

By submitting this application, you authorize Lend On Capital, under the Fair Credit Reporting Act, to obtain your personal credit information from one or more consumer reporting agencies to pre-qualify your business for credit.

You also consent to receive calls, emails, and text messages from Lend On Capital. Message and data rates may apply. Message frequency may vary. Text STOP to opt out and HELP for help.

By submitting, you agree to our Privacy Policy.

Sign here

Sign with your mouse, trackpad, or finger.

Please sign to authorize.

Rates start from 6.99% APR or equivalent factor rate, varying by program, term, and credit profile. Approval subject to credit review. Long-Term funding is available in the United States only. Lend On Capital is a financial technology company, not a bank.

Your application is in.

Thanks. A funding advisor is reviewing your application and will reach out shortly.

1 A funding advisor reviews your fileA real person, not an automated platform, looks at your application personally.
2 You get a call, usually same business dayThey'll confirm a few details and walk you through your options.
3 Funds can be available in as little as 24 hoursOnce approved and signed, funding moves fast.
Questions in the meantime? Call (844) 902-3080