Retail stores often experience a rush of sales during various holiday seasons or find themselves struggling to afford new inventory when an item sells out sooner than expected. Such pressing needs can’t be put off without losing sales opportunities. Unlike traditional lending, the approval process for a merchant cash advance is completed within a few days. Once a business is approved, the funds are immediately available for use.

Now Retail store owners can take advantage of the quick turnaround time of an unsecured business loan to restock inventory that’s needed right away and to hire additional seasonal employees during an extra-busy sales period. By choosing a merchant cash advance, the retail store could continue to make sales, going through several profit cycles in the time it would have taken to receive a response from a bank lender. 

  • Purchasing inventory
  • Expansion and opening a new location
  • Rent and utilities cost
  • Training and hiring seasonal employees
  • Renovations and repairs
  • Advertising