In Lend on Capital we made sure to keep the process fast & simple. Once you submit a business funding application and upload your 3 most recent bank statements our team will process the information and will provide you an offer within a few hours.

During the application process, we always do a “soft” credit pull, which doesn’t impact your personal credit.
For some applicants, at rare cases, we might preform a “hard” credit pull after you got approved and indicated that you are interested in taking the proposed funding.

• Minimum of 6 Months in business
• $200,000 in business annual revenue (This might change according to changes in the market)
• Business owner’s minimum personal credit score of 500
• No recent / current business loan defaults or judgments
• No active bankruptcies 

The repayment term depends on the tier to which you got approved for. We offer 4 different repayment structures:

• Daily Payments (5 payments per week)
• Weekly Payments
• Bi-Weekly Payments (Every 2 weeks)
• Monthly payments

The payment will be drawn from your main business operating account via ACH based on the terms agreed in the funding agreement.

• Line of Credit between $30,000 to $250,000, and 6 months to 30 months term.
• Short-Term Funding between $10,000 to $3,000,000, and 3 months to 30 months term.
• Business Term Loan between $50,000 to $250,000, and 60 months to 120 months term.
• Equipment Financing between $10,000 to $3,000,000, and 6 months to 72 months term.

Our online funding application takes minutes to complete, and we require only 3 months of your most recent bank statements.
You can apply online or over the phone by calling (844) 902-3080