Fuel your goals with our smart and flexible business funding solutions

Applying will not affect your credit score *

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Empowering Your Business Growth

Access the capital you need to cover unexpected expenses or to take advantage of new opportunities with our same day funding solutions.

Online App

Apply in less than 5 minutes


Up to $3M in collateral-free funding


Get Funded as fast as 24 hours

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Build up your business credit

Line of Credit

Line Of Credit

Short Term Loan

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Long Term Loan

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How to get Started?


Apply Online

Simply answer 14 basic question about your business.

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Submit Statements

Upload your three, most recent, business bank statements.

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Review Your Offers & Get Funded!

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Read what our clients have to say about working with us

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Get The Right Loan , At The Right Time

If you are looking for a long-term loan for an ongoing investment in your business, a quick access to affordable working capital to seize a great business opportunity, or having a consistent source of capital available for you to access when you need. Lend on Capital offer a scalable approach to ensure that you can borrow the exact amount of working capital that you need for your company.

5 ways business owners use a business loan to grow their business

As a business owner, you know that growth is essential to the success of your company. A business loan can be a valuable tool to help you achieve your goals. Here are five ways that business owners commonly use a business loan to grow their business:

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Ready move from to to making plans Taking action?

Get pre-qualified in less than 5 minutes, minimal paperwork, and without impacting your credit score.

FAQ - Frequently asked questions

In Lend on Capital we made sure to keep the process fast & simple. Once you submit a business funding application and upload your 3 most recent bank statements our team will process the information and will provide you an offer within a few hours.

During the application process, we always do a “soft” credit pull, which doesn’t impact your personal credit.
For some applicants, at rare cases, we might preform a “hard” credit pull after you got approved and indicated that you are interested in taking the proposed funding.

  • Minimum of 6 Months in business
  • $200,000 in business annual revenue (This might change according to changes in the market)
  • Business owner’s minimum personal credit score of 500
  • No recent / current business loan defaults or judgments
  • No active bankruptcies 


The repayment term depends on the tier to which you got approved for. We offer 4 different repayment structures:

  • Daily Payments (5 payments per week)
  • Weekly Payments
  • Bi-Weekly Payments (Every 2 weeks)
  • Monthly payments

The payment will be drawn from your main business operating account via ACH based on the terms agreed in the funding agreement.

  • Line of Credit between $30,000 to $250,000, and 6 months to 30 months term.
  • Short-Term Funding between $10,000 to $3,000,000, and 3 months to 30 months term.
  • Business Term Loan between $50,000 to $250,000, and 60 months to 120 months term.
  • Equipment Financing between $10,000 to $3,000,000, and 6 months to 72 months term.


Our online funding application takes minutes to complete, and we require only 3 months of your most recent bank statements.
You can apply online or over the phone by calling (844) 902-3080