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Get the funding your business deserves.

Get access to affordable working capital in as little as 24 hours. No hidden fees, no equity dilution, just pure scale.

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10k+

Businesses funded

4.9/5

Rated by our clients

Check your pre-approval rate

Takes less than 30 seconds No credit check required

How much are you looking to borrow?

Have you been in business for at least 1 year?

Enter your average monthly revenue

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Need help? Call us, and we will walk you through it. 844-902-3080

Your partner in every stage of your growth​

Whether you need a 3-month bridge today or a 10-year investment for your 10th location, we provide the capital flexibility to become your permanent “go-to” partner.

3-mo to 10-yr Terms

$20k to $3M Funding Capacity

Strategic Scaling Roadmap with Lend On Capital

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Line of Credit

Access revolving funds for daily operations and inventory needs.

Funding Amount

Up to $250K

Repayment Term

12-30 months

Annual Rate

From 8.99%

Processing Time

0 - 2 days

Short Term Loan

Lump sum funding for quick bridge opportunities and growth spikes.

Funding Amount

Up to $1M

Repayment Term

3-24 months

Annual Rate

From 11.99%

Processing Time

0 - 2 days

Long Term Loan

Access larger amounts with a low monthly paymen
Funding Amount

Up to $3M

Repayment Term

60-120 months

Annual Rate

From 5.99%

Processing Time

3 - 6 weeks

No credit impact  • Same-Day Approvals

The process

How funding works

01

Submit your request

Tell us how much capital you need. Our secure online form takes less than 60 seconds to complete with zero impact on your credit.

02

Review your options

A dedicated advisor will walk you through your pre-approved terms, rates, and limits with absolute transparency.

03

Receive your capital

Once you select your ideal program, funds are wired directly to your business bank account in as little as 24 hours.

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Join 10,000+ Business Owners Scaling Nationwide

From small mom-and-pop shops to large corporations, we’ve fueled growth across the US with over $ 500-million in total funding. Get the capital you need in as little as 24 hours.

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The growth partner for modern businesses. Fast, transparent, and built for your future.

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© Copyright Lend On Capital 2026 All rights reserved. *Rates from 5.99%. Approval subject to credit review. Lend On Capital is a financial technology company, not a bank. Funding times are estimated based on typical borrower performance.