Smart Funding to grow your business

Choose from 3 flexible funding programs built for businesses at every stage. Choose the funding program that fits your business. 

10,000+

Businesses funded

4.9/5

Rated by our clients

Takes less than 30 seconds No credit check required

How much are you looking to borrow?

Have you been in business for at least 1 year?

Enter your average monthly revenue

Contact Information

🔒 Your info is secured
TP white

Your partner in every stage of your growth​

Whether you need a 3-month bridge today or a 10-year investment for your 10th location, we provide the capital flexibility to become your permanent “go-to” partner.

Line of Credit

Access revolving funds for daily operations and inventory needs.

Funding Amount

Up to $250K

Repayment Term

12-30 months

Annual Rate

From 8.99%

Processing Time

0 - 2 days

Short Term Loan

Lump sum funding for quick bridge opportunities and growth spikes.

Funding Amount

Up to $1M

Repayment Term

3-24 months

Annual Rate

From 11.99%

Processing Time

0 - 2 days

Long Term Loan

Access larger amounts with a low monthly paymen
Funding Amount

Up to $3M

Repayment Term

60-120 months

Annual Rate

From 5.99%

Processing Time

3 - 6 weeks

No credit impact  • Same-Day Approvals

The process

How funding works

01

Submit your request

Tell us how much capital you need. Our secure online form takes less than 60 seconds to complete with zero impact on your credit.

02

Review your options

A dedicated advisor will walk you through your pre-approved terms, rates, and limits with absolute transparency.

03

Receive your capital

Once you select your ideal program, funds are wired directly to your business bank account in as little as 24 hours.

Recently Funded

What business owners
are saying about us

Posted on Google Google
M M
4 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Excellent
Posted on Google Google
Kiona L
8 June 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I applied with Lend On Capital not expecting much. I had already talked to a few lenders and the numbers just weren’t great, so I figured this would be the same.Ended up getting an offer the next day and it was better than the others I got before.
Posted on Google Google
Lorenza L
30 May 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great experience from start to finish. They got me funded quickly and worked with me to adjust the terms. Honest and easy to work with. Would absolutely use them again.
Posted on Google Google
Walter C
29 May 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Ron at Lend On Capital made the whole process easy. Had an offer in two days with better terms than anyone else quoted me. He understood my business and was straight with me the whole way. Highly recommend.
Posted on Google Google
Jonish P
27 May 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Ron and his team were great. Quick to answer, super professional, and they got everything done without me having to chase anyone down. Highly recommend to any business owner looking for funding.
Posted on Google Google
Spencer O
10 October 2025
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I used Lend On 3 times. Each time, they let me know exactly what info they need and how long it’ll take. The money always comes through when they say it will. They always reach out to make sure things are ok and remember my past loans and my needs. I’ve dealt with other lenders before, but they always listen and find what best fits my business. If you’re looking for someone you can count on, reach out to Ron Zaguri.
Posted on Google Google
Calvin D
7 October 2025
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Very good experience with Lend On Capital! The customer service is great. The process was fast and smoother than I expected. Would recommend to any business owner looking for financing.
Posted on Google Google
Cindy F
3 October 2025
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Lend On Capital came through for us when cash flow was tight. The approval was quick and the terms were flexible enough to fit our needs. I appreciated how transparent they were about costs and payments. I’ll be coming back next time we need extra funds.
Posted on Google Google
Eddy P
8 April 2025
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great communication and easy use with really nice people!
Posted on Google Google
Abelardo T
21 March 2025
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I've worked with a few lenders before but Lend On Capital truly stood out. Their team made the process smooth and fast and thanks to their help I was able to secure the funds I needed to upgrade my equipment and grow my business. I would definitely recommend them.
Posted on Google Google
Isaac J
14 March 2025
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I don’t usually leave reviews but I felt compelled to share my experience with Lend On Capital. I needed a loan to remodel and expand my business location and their team made the whole process feel easy. They took the time to understand my unique needs and before I knew it the funds were in my account. It’s rare to find a lender that truly cares about what you need. I highly recommend them to any small business owner that is looking for funding.
Posted on Google Google
Yanna D
14 March 2025
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I was really impressed by Lend On Capital. Ron in particular was remarkably direct and honest. He made sure I fully understood my options and helped me get a much better loan than I was offered elsewhere.
Posted on Google Google
Loren G
17 November 2024
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I’ve worked with other lenders, but Lend On Capital truly stands out. The line of credit I received was exactly what my business needed.
Posted on Google Google
Shelly G
16 November 2024
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Working with Lend On Capital was a fabulous experience. They were very helpful and quick to answer all my questions. The rates were fair, and the term was longer than I thought i will get. Ron and his team did everything they could to make sure I was happy. If I ever need funding again they’ll be my first choice. I’m trying to expand my real estate business so it was an excellent experience!!!
Posted on Google Google
Neil
28 June 2024
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
My experience with Ash has been nothing but professional on time. Great follow up has been nothing but a gentleman in dealing with putting a deal together for me. I truly would recommend him for anybody that is looking for assistance in finance. It’s been nothing but great for me thanks, Ash.
Posted on Google Google
Jason B
12 June 2024
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I can honestly say that Ron Z. is the most trustworthy person to work with. He is top notch, explains EVERYTHING clearly, and will always be there to help. Cannot recommend him and the company enough!
Posted on Trustindex Trustindex
Loren G
24 April 2024
Trustindex star 1Trustindex star 2Trustindex star 3Trustindex star 4Trustindex star 5Trustindex verifies that the original source of the review is Trustindex.
great service Great company highly recommended to any business owner looking for a loan
Posted on Google Google
Sahar H
18 August 2023
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
If you're looking for funding for your business, this is the place to go! They got me approved for a great line of credit, while everyone else was only offering me a small loan at a high rate.
Verified by Trustindex
Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
TP
bbb

Join 10,000+ Business Owners Scaling Nationwide

From small mom-and-pop shops to large corporations, we’ve fueled growth across the US with over $ 500-million in total funding. Get the capital you need in as little as 24 hours.

Pins map