Business Funding Application

Apply in about 60 seconds. A funding advisor reviews your application, and the soft credit pull won't affect your score.

4.9 rating Soft credit pull only Bank-level encryption

What you need Progress saved Step 1 of 7

Funding

How much funding do you need?

A rough estimate is fine. Your advisor will fine-tune it with you.

Please enter a funding amount.

Almost there

Where should we send your options?

A funding advisor will reach out with the programs that fit. No spam, ever.

First name*

Required.

Last name*

Required.

Email*

Please enter a valid email.

Mobile phone*

Your advisor will use this to reach you about your application.

Please enter a valid phone number.

Your business

Tell us about your business.

Standard information lenders need on record.

Legal business name*

Required.

DBA / Trade name*

Required.

Business entity type*

LLC / LLP Corporation Sole Proprietorship

Please select an entity type.

Please enter your gross annual revenue*

Your best estimate of the business's total sales over the last 12 months, before expenses. A close number is fine.

Please enter your annual revenue.

We work with businesses doing at least $200K a year

Based on the revenue you entered, your business is below the minimum our funding programs require right now. As you grow, we'd love to help — please reapply once you're doing $200K+ in annual revenue. Questions? Call us at (844) 902-3080 and we'll point you in the right direction.

Industry*

Please select your industry.

Briefly describe what you sell and who your customers are*

0 / 255

Required.

Physical business address*

Country*

United States: we'll ask for your EIN and SSN below.

Please choose United States or Canada.

Street address required.

City required.

2-letter state required.

ZIP / Postal required.

Business phone*

Please enter a valid phone number.

Tax ID (EIN)*

Why we ask: lenders verify your business identity and match your EIN to your business records. It's transmitted encrypted and never shared without your consent.

Required. Format: 12-3456789

Canada Business Number (BN)*

Why we ask: lenders verify your business identity against your CRA Business Number. It's transmitted encrypted and never shared without your consent.

Required. Format: 123-456-789

Business start date*

Please enter a valid date in MM-DD-YYYY format.

Heads up — the start date you entered is less than 1 year ago. You can still apply.

About you

A few details about the owner.

Used to underwrite the application. This is where the soft credit pull happens.

Your ownership percentage*

Own 100%? Leave it as is and we'll skip the co-owner step.

Enter a number between 1 and 100.

Date of birth*

Please enter a valid date. You must be at least 18 years old.

Social Security Number (SSN)*

We check credit as part of the qualification stage. By providing your SSN, you authorize us to run a soft credit check, which does not affect your credit score. A hard pull is almost never needed, and if a program ever requires one, we will ask for your consent first.

Your information travels over a 256-bit SSL encrypted connection and is stored securely on encrypted servers. It is used only to review and place your funding application.

Required. Format: 123-45-6789

Social Insurance Number (SIN) (optional)

We check credit as part of the qualification stage. Your SIN is not mandatory, but by providing it you authorize us to run a credit check, which may allow us to qualify your company for a larger variety of programs. If you leave it blank, some programs, not all, may require a credit check as a condition before funding.

Your information travels over a 256-bit SSL encrypted connection and is stored securely on encrypted servers. It is used only to review and place your funding application.

Format: 123-456-789

Home address*

Street address required.

City required.

2-letter state required.

ZIP / Postal required.

Website (optional)

Co-owner

Second owner.

Anyone with 20% or more ownership of the business must be listed.

First name*

Required.

Last name*

Required.

Ownership percentage*

Enter a number between 1 and 100.

Mobile phone*

Please enter a valid phone number.

Email*

Please enter a valid email.

Social Security Number (SSN)*

We check credit as part of the qualification stage. By providing the co-owner's SSN, you authorize us to run a soft credit check, which does not affect their credit score. A hard pull is almost never needed, and if a program ever requires one, we will ask for consent first.

Your information travels over a 256-bit SSL encrypted connection and is stored securely on encrypted servers. It is used only to review and place your funding application.

Required. Format: 123-45-6789

Social Insurance Number (SIN) (optional)

We check credit as part of the qualification stage. The co-owner's SIN is not mandatory, but providing it authorizes us to run a credit check, which may allow us to qualify your company for a larger variety of programs. If it is left blank, some programs, not all, may require a credit check as a condition before funding.

Your information travels over a 256-bit SSL encrypted connection and is stored securely on encrypted servers. It is used only to review and place your funding application.

Format: 123-456-789

Date of birth*

Please enter a valid date. Must be at least 18 years old.

Home address*

Street address required.

City required.

2-letter state required.

ZIP / Postal required.

Co-owner signature*

Draw signature above

Please sign to authorize.

Last step

Review and sign.

Your signature authorizes the soft credit pull and submits your application.

You (applicant) certify that (i) you are authorized on behalf of the business whose name you have entered to initiate this pre-qualification process for credit and use the services offered by LEND ON CAPITAL LLC, which may be involved with or acquire commercial loans having daily repayment features or purchases of future receivables, including Merchant Cash Advance transactions; (ii) all the information you provide is accurate, correct, and complete, and you will notify us of changes to such information, and you authorize us to share your application with our lending partners to secure funding offers.

By signing below, you are providing "an official authorization" to LEND ON CAPITAL LLC and each of its representatives, successors, assigns and designees, under the Fair Credit Reporting Act, to obtain information from your personal credit profile, to include all credit bureaus, to conduct a pre-qualification for credit in connection with your business.

(iii) LEND ON CAPITAL LLC might use the phone, SMS, and email for providing updates and promotional material. We will not exceed one promotional SMS per week. You may opt out at any time by requesting so via email to [email protected]. Message and data rates may apply. Reply STOP to any text to opt out.

Your signature*

Draw your signature above

Please sign to authorize.

Your application is in.

Thanks. A funding advisor is reviewing your application and will reach out shortly.

1 A funding advisor reviews your fileA real person, not an automated platform, looks at your application personally.

2 You get a call, usually same business dayThey'll confirm a few details and walk you through your options.

3 Funds can be available in as little as 24 hoursOnce approved and signed, funding moves fast.

Questions in the meantime? Call (844) 902-3080