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Find the best funding for your business
Get the capital you need to grow your business with our fast and flexible business loans. Apply today and see how we can help you take your business to the next level.
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The Business Loan That Grows with You
At Lend on Capital, we understand that businesses are constantly evolving. That’s why we offer a variety of business loans so you can always have the funding you need to take your business to the next level, now or in the future.
Line Of Credit
Get flexible access to funds and pay interest only on what you use. Access $50k–$250k with rates starting at 8.99% and terms from 12–30 months.
Short Term Loan
Get fast working capital for expenses or growth. Borrow $20k–$1M with rates starting at 11.99%. Enjoy flexible 6–24 month terms with weekly or monthly payment options.
Long Term Loan
Secure $50k to $3M for your business. Our Long-Term Loan offers rates from 6.99% and flexible terms of 36–120 months, giving you the stability to invest in the future.
Get your business Funded In Just 3 simple steps
At Lend on Capital, we've made sure that our application process is quick and easy, allowing you to get started on achieving your business goals without delay!
Choose Your Funding
Review the details of your approval and select the best funding solution for your business needs.
Get Your Loan
Complete the loan process and start using the funds to grow your business.
All you need to Qualify for a business loan*
6 +
Months in business
$20K+
In monthly revenue
500+
FICO Score
Our Testimonials
Hear From Our Clients
FAQ
Frequently asked questions
In Lend on Capital we made sure to keep the process fast & simple. Once you submit a business funding application and upload your 3 most recent bank statements our team will process the information and will provide you an offer within a few hours.
During the application process, we always do a “soft” credit pull, which doesn’t impact your personal credit.
For some applicants, at rare cases, we might preform a “hard” credit pull after you got approved and indicated that you are interested in taking the proposed funding.
- Minimum of 6 Months in business
- $200,000 in business annual revenue (This might change according to changes in the market)
- Business owner’s minimum personal credit score of 500
- No recent / current business loan defaults or judgments
- No active bankruptcies
The repayment term depends on the tier to which you got approved for. We offer 4 different repayment structures:
- Daily Payments (5 payments per week)
- Weekly Payments
- Bi-Weekly Payments (Every 2 weeks)
- Monthly payments
The payment will be drawn from your main business operating account via ACH based on the terms agreed in the funding agreement.
- Line of Credit between $30,000 to $250,000, and 6 months to 30 months term.
- Short-Term Funding between $10,000 to $3,000,000, and 3 months to 30 months term.
- Business Term Loan between $50,000 to $250,000, and 60 months to 120 months term.
- Equipment Financing between $10,000 to $3,000,000, and 6 months to 72 months term.
Our online funding application takes minutes to complete, and we require only 3 months of your most recent bank statements.
You can apply online or over the phone by calling (844) 902-3080
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