Lend On capital - Small Business loans

SMART & EASY BUSINESS LOANS

* Checking your rate will not affect your credit score

trustpilot

By submitting this online form LEND ON CAPITAL might use the phone, SMS, and Email for providing updates and promotional material, we will not exceed one promotional SMS per week. You may opt-out at any time by requesting so via email to info@lendoncapital.com

Business Loan Programs

We understand that each business has is own needs along with the lack of options in traditional lending, we decided to offer a wide variety of business loan structures.

Merchant Cash Advance (MCA)

Merchant Cash Advance (or MCA)  is a purchase of future revenue in exchange to a fixed interest on the advanced amount. The MCA approval process is based mainly on your most recent gross sales and no minimum FICO is required.

  • $5,000 - $1,000,000 Funding Limit
  • Rates from 1.17 Factor Rate
  • Terms Up To 24 Months
  • Daily, Weekly And Monthly Repayment Options

* What Is A Factor Rate?

Factor rate is way of expressing the amount of interest charged on an advance with no relation to the time period of the loan.

ex- $10,000 x 1.2 FR = $12,000

Business Line of Credit

With our Business Line Of Credit, you decide when and how-much to draw out your credit limit. Pay interest only for the amount you use and only for the time you use it. 

  • $20,000 - $250,000 Credit Line Limit
  • Rates from 6.99% APR​*
  • Revolving Lines Of Credit Up To 24 Months
  • Weekly Or Monthly Repayment Options

* Advertised APR info

Interest Rates are subject to change. Annual Percentage Rate (APR) advertised is based on the largest funding amount and does not include any origination charges and/or fees

Term Loans

Our Unsecured Term Loans allows business owners to fulfil larger investments in their business without sacrificing their cash flow. Repay your loan over up to 120 months with a fixed, minimum monthly payment and no prepayment penalty.

  • $30,000 - $500,000 Funding Amount
  • Rates from 6.99% APR​*
  • Terms up to 120 Months
  • Monthly Repayment Options

* Advertised APR info

Interest Rates are subject to change. Annual Percentage Rate (APR) advertised is based on the largest funding amount and does not include any origination charges and/or fees

Equipment Financing

Get new equipment to run your business or Refinance your existing equipment with our Equipment Financing. We offer the flexibility, that is lacking with most traditional lenders, while maintaining the best rates and terms in the market.

  • $20,000 - $3,000,000 In Financing Amount
  • Rates from 4.99 APR*
  • Terms from 12 to 72 Months
  • Monthly Repayment Options

* Advertised APR info

Interest Rates are subject to change. Annual Percentage Rate (APR) advertised is based on the largest funding amount and does not include any origination charges and/or fees

Megan Love
Megan Love
Trustpilot
Read More
Been working with Ron from Lend On for 2 years now and I don't see my self working with anyone else but him! At my first loan, ron drew for me a plan and now, 2 years after, despite having the shut down in the middle, he delivered exactly what he promised. I recently got a line of credit and can't be happier I am a customer for life
Margaret Dennis
Margaret Dennis
Trustpilot
Read More
The team at Lend On Capital made the process simple and easy and got my business the funding I wanted. Would recommend to anyone looking for a business loan
Tina Bates
Tina Bates
Trustpilot
Read More
I really enjoy working with Lend On Capital! My guy Ron made sure he did what is needed to make sure I was happy. I really appreciate his hard work and attention. If I could I would give him 10 stars
Madeline Bowen
Madeline Bowen
Trustpilot
Read More
Ron Zaguri was extremely helpful, and answered all our questions and helping us secure financing at better terms than expected
Ben Simon
Ben Simon
Trustpilot
Read More
I own a catering company and needed some working capital to do some improvements in one of the properties we manage. I contacted Lend On Capital after I saw their advertisement online. The process was quick and easy (2 days). The underwriters seem to be professional and they delivered exactly what they promised.
Nathan A
Nathan A
Trustpilot
Read More
I applied with Lend On Capital to receive an equipment financing for a new bobcat for my construction business. After shopping around for a while looking for the best deal Lend On Capital came back with he best terms out of all the other companies. What stood out above all was that they really took the time to explain to everything in details which made me feel really comfortable working with them. Great Job!
Nathan Richards
Nathan Richards
Facebook
Read More
Very happy working with Mr. Ron from Lend On Capital This was my first time working with the guys at Lend On Capital. I am very pleased with their service, their dedication and quick response to all my questions. Ron managed to get me a better offer that I could get from anyone else.
Nathan Richards
Nathan Richards
Facebook
Read More
Very happy with Lend On I am pleased with their service and attitude. Within a 2 days , Ron was able to secure for me the funds that was needed. 5 stars service from the first call, until my account was funded and beyond.
Previous
Next

We've got you covered

Our professional Funding Managers are dedicated to get you the best terms and rates and to assist you in every step of your funding process.

Thank you!

Your inquiry is submitted
 A funding manager will contact you shortly

Start your application process

Complete our online application  and get a business loan offer as soon as today