Lend On Capital - Business Loans

SMART & EASY

BUSINESS LOANS

SMALL BUSINESS LOANS WITH LEND ON CAPITAL

We understand that each business has is own needs along with the lack of options in traditional lending, we decided to offer a wide variety of business loan structures.

Business Line Of Credit

With our Business Line Of Credit, you decide when and how-much to draw out your credit limit. Pay interest only for the amount you use and only for the time you use it. 

Business Line Of Credit Info, Terms & Rates

  • Up to $250,000 Business Credit Line Limit
  • Rates from 6.99% APR​*
  • Revolving Lines Of Credit Up To 24 Months
  • Pay Only For The Funds You Use
  • No Prepayment Penalties
  • Weekly Or Monthly Repayment Options
  • Express Funding Within 1-2 Business Days From Applying
  • Unsecured Funding, No Collateral Is Required

* Advertised APR info

Interest Rates are subject to change. Annual Percentage Rate (APR) advertised is based on the largest funding amount and does not include any origination charges and/or fees

Qualify For a Business Line Of Credit

  • Business Owners With Above 650 FICO**
  • A Positive And An Established Business Credit
  • Minimum Of 12 Months In Business Under Current Management
  • A Consistent Cash Flow Stream Over The Last 6 Months
  • No excessive Overdrafts \ NSF (0-2 P.Month)
  • Average Monthly Gross Deposits Of Above $30,000

** FICO Score Disclaimer 

Each person’s credit situation is unique. Results may vary, and Lend On Capital makes no guarantee of any particular result

Merchant Cash Advance

Merchant Cash Advance (or MCA)  is a purchase of future revenue in exchange to a fixed interest on the advanced amount. The MCA approval process is based mainly on your most recent gross sales and no minimum FICO is required.  

Merchant Cash Advance Info, Terms & Rates

  • From $10,000 To $1,000,000 In Working Capital
  • Rates Start At 1.17 Factor Rate*
  • Funding Options For Businesses With Poor FICO Score
  • Fixed Payment Structure
  • No Prepayment Penalties
  • Daily, Weekly And Monthly Repayment Options
  • Restructure Your Existing MCA's & Save Your Cashflow
  • Express Funding Within 1-2 Business Days From Applying
  • Unsecured Funding, No Collateral Is Required

Qualify For a merchant cash advance

  • Business Owners With Any FICO**
  • No Recent \ Existing Defaults Or Judgments With Other Lenders
  • Minimum Of 6 Months In Business Under Current Management
  • A Consistent Cash Flow Stream Over The Last 3 Months
  • No excessive Overdrafts \ NSF (0-5 P.Month)
  • Average Monthly Gross Deposits Of Above $15,000

* What Is A Factor Rate?

Factor rate is way of expressing the amount of interest charged on an advance with no relation to the time period of the loan.

ex- $10,000 x 1.2 FR = $12,000

** FICO Score Disclaimer 

Each person’s credit situation is unique. Results may vary, and Lend On Capital makes no guarantee of any particular result

Ready To Apply ?

Choose Your Preferred Business Loan Program 

Term Loan

Our Unsecured Term Loans allows business owners to fulfil larger investments in their business without sacrificing their cash flow. Repay your loan over up to 120 months with a fixed, minimum monthly payment and no prepayment penalty.

UNSECURED TERM LOAN Info, Terms & Rates

  • From $30,000 To $500,000 In Working Capital
  • Rates Start At 9.99 APR*
  • Simple Application Process
  • Fixed Monthly Payment Structure
  • No Prepayment Penalties
  • Restructure Existing MCA's into a low monthly payment
  • Express Funding Within 2-4 Business Days From Applying
  • Unsecured Funding, No Collateral Is Required

* Advertised APR info

Interest Rates are subject to change. Annual Percentage Rate (APR) advertised is based on the largest funding amount and does not include any origination charges and/or fees

Qualify For a UNSECURED TERM LOAN

  • Business Owners With Above 600 FICO**
  • No Recent \ Existing Defaults Or Judgments With Other Lenders
  • Minimum Of 6 Months In Business Under Current Management
  • A Consistent Cash Flow Stream Over The Last 3 Months
  • No excessive Overdrafts \ NSF (0-5 P.Month)
  • An AVG Daily Balance That Can Sustain A Monthly Payment
  • Average Monthly Gross Deposits Of Above $25,000

** FICO Score Disclaimer 

Each person’s credit situation is unique. Results may vary, and Lend On Capital makes no guarantee of any particular result

Equipment Financing

Get new equipment to run your business or Refinance your existing equipment with our Equipment Financing. We offer the flexibility, that is lacking with most traditional lenders, while maintaining the best rates and terms in the market.

Equipment FInancing Info, Terms & Rates

  • Up To $3,000,000 In Financing Amount
  • Rates Start At 4.99 APR*
  • Choose Your Repayment Period From 12 To 72 Months
  • Fixed Monthly Payment Structure
  • Up To 75% LTV When Refinancing Existing Equipment
  • Get Your Equipment Within 7-14 Business Days
  • No Down Payment Required For Selected Applicants

* Advertised APR info

Interest Rates are subject to change. Annual Percentage Rate (APR) advertised is based on the largest funding amount and does not include any origination charges and/or fees

Qualify For a UNSECURED TERM LOAN

  • Business Owners With Above 650 FICO**
  • Minimum Of 12 Months In Business Under Current Management
  • A Quote From The Vendor Of The Equipment Is Required
  • No excessive Overdrafts \ NSF (0-5 P.Month)
  • No Existing \ Recent Defaults On Equipment Loans

** FICO Score Disclaimer

Each person’s credit situation is unique. Results may vary, and Lend On Capital makes no guarantee of any particular result

Testimonials

Trust Pilot

I own a catering company and needed some working capital to do some improvements in one of the properties we manage. I contacted Lend On Capital after I saw their advertisement online. The process was quick and easy (2 days). The underwriters seem to be professional and they delivered exactly what they promised.

BEN SIMON

Mission Viejo, CA

Trust Pilot

I applied with Lend On Capital to receive an equipment financing for a new bobcat for my construction business. After shopping around for a while looking for the best deal Lend On Capital came back with he best terms out of all the other companies. What stood out above all was that they really took the time to explain to everything in details which made me feel really comfortable working with them. Great Job!

Nathan A

Bridgeport, CT

Step Two

Click HERE To Upload A Copy Of Your 3* Most Recent Bank Statements

*For Funding Above $100k: Upload A Copy Of Your 6 Most Recent Bank Statements

Step Three

An Underwriter Will Call You To Discuss Your File And Start With The Underwriting Process

Please Allow Us Up To 24 Hours To Review Your Application

Lend On Capital - Business Loans

BUSINESS LOAN APPLICATION

Thank you for showing interest in applying for a business loan with Lend On Capital.
Please read carefully the application and contact us with any questions you may have or if you need any assistance at 786-589-8030 or email us at info@lendoncapital.com.

| Business Loan | Small Business Loan Programs

To download a PDF of our application and completing manually please click HERE.Once completed, please scan and send via email to admin@lendoncapital.com or fax us a copy at 305-614-1649