Fast Business Loans

When your business needs fast access to affordable working capital

Apply in less than 5 minutes

Get Funded as fast as 24 hours

Choose from 3 funding Programs

Get between
$30k to $3m

Choose Funding Program That Matches Your Goals

In addition to facilitating business funding for virtually any reason, Our team helps small business owners by providing access to a wide range of funding solutions.

Line of Credit

Up to $250k

From 8% annual rate
Pay interest only on what you use
Terms up to 30 months

Short-Term Loan

Up to $3m

Flexible terms & rates
Weekly / Monthly payments
Terms up to 24 months

Term Loan

Up to $250k

Fixed monthly payments
From 11% annual rate
Terms up to 120 months

Wait!

There's more...

By partnering with our experienced and friendly experts, you will gain access to additional benefits:

No collateral required to get funded
Same-day approvals, Next-Day Funding
Build business credit with no affect on your personal credit
Prime rate & terms for qualified applicants

A scalable approach so that you can borrow more at a later date
Fast results underlined by transparent communication at each step
Funding options to reflect your unique funding needs
Loan consolidation options available on all funding types

Here's how it works....

(We made sure it will take less than 5-minutes)

Apply Online
Simply answer 14 basic question about your business.
Submit Statements
Instead of spending time chasing paperwork, simply upload your three, most recent, business bank statements.
Get Funded!
Review & Choose your preferred terms. And the funds will be wired directly to your bank account.

FAQ - Frequently asked questions

How long does it take to get a business loan?

In Lend on Capital we made sure to keep the process fast & simple. Once you submit a business funding application and upload your 3 most recent bank statements our team will process the information and will provide you an offer within a few hours.

Will my credit be impacted by applying for a business loan?

During the application process, we always do a “soft” credit pull, which doesn’t impact your personal credit.
For some applicants, at rare cases, we might preform a “hard” credit pull after you got approved and indicated that you are interested in taking the proposed funding.

What are the minimum requirements for getting approved for a business loan?

Minimum of 6 Months in business
$200,000 in business annual revenue (This might change according to changes in the market)
Business owner’s minimum personal credit score of 500
No recent / current business loan defaults or judgments
No active bankruptcies

How do I payback my loan?

The repayment term depends on the tier to which you got approved for. We offer 4 different repayment structures:

Daily Payments (5 payments per week)
Weekly Payments
Bi-Weekly Payments (Every 2 weeks)
Monthly payments

The payment will be drawn from your main business operating account via ACH based on the terms agreed in the funding agreement.

What are your loan amounts and terms?

Line of Credit between $30,000 to $250,000, and 6 months to 30 months term.
Short-Term Funding between $10,000 to $3,000,000, and 3 months to 30 months term.
Business Term Loan between $50,000 to $250,000, and 60 months to 120 months term.
Equipment Financing between $10,000 to $3,000,000, and 6 months to 72 months term.

How does the application process work?

Our online funding application takes minutes to complete, and we require only 3 months of your most recent bank statements.
You can apply online or over the phone by calling (844) 902-3080

We’ve got your back…

We provide a client-centric approach and work hard to get the fairest results while also keeping you in the know.
But don’t take our word for it, check out what some of our happy clients have to say!