Better funding to grow your business

Get access to affordable growth capital in as little as 24 hours. No hidden fees, no equity dilution, just pure scale.

4.9/5

Rated By Our Clients

10 K+

Businesses Funded

$ 500 M

Capital Deployed

24 HR

AVG FUNDING TIME

Check your pre-approval rate

Takes less than 30 seconds No credit check required

How much are you looking to borrow?

Have you been in business for at least 1 year?

Contact Information

By submitting this form you consent to receive messages. Message and data rates may apply. Message frequency may vary. Text STOP to opt out and HELP for help.and agree to our Privacy Policy

Need help? Call us, and we will walk you through it. 844-902-3080
tp 4.5 stars long
SSL

Your partner in every stage of your growth​

At Lend on Capital, we get it. Businesses evolve, so we provide diverse business loans to fund your growth, for all businesses at any stage of their growth.

Revolving Line of Credit

Access to funds when you need it most

Our Business Line of Credit gives you flexible access to funds whenever you need them. You only pay interest on the amount you use. With funding from $50,000 to $250,000, competitive annual rates starting at 8.99%, and terms ranging from 12 to 30 months, you stay in control with predictable weekly or monthly payments.

Get a line of credit
Line of credit
Short-Term Loan
Short-Term Loan

Funding Solutions Built for Speed and Stability

Our Short-Term Loan gives you fast access to working capital, ideal for managing expenses, covering gaps, or fueling short-term growth. Borrow between $20,000 and $1,000,000 with annual rates starting at 11.99%. Choose terms from 6 to 24 months and enjoy flexible weekly or monthly payment options that fit your cash flow.

Get a short-term loan

The process

How funding works

01

Submit your request

Tell us how much capital you need. Our secure online form takes less than 60 seconds to complete with zero impact on your credit.

02

Review your options

A dedicated advisor will walk you through your pre-approved terms, rates, and limits with absolute transparency.

03

Receive your capital

Once you select your ideal program, funds are wired directly to your business bank account in as little as 24 hours.

Recent Funding Success Stories

We turn applications into real-world growth. Explore our latest success stories to see how we deliver the capital businesses need to scale.

What Business Owners Are Saying About Us

Join 10,000+ Business Owners Scaling Nationwide

From small mom-and-pop shops to large corporations, we’ve fueled growth across the US and Canada with over $ 500-million in total funding. Get the capital you need in as little as 24 hours.

narrow

The growth partner for modern businesses. Fast, transparent, and built for your future.

Legal

Terms of Service

Privacy Policy

© Copyright Lend On Capital 2026 All rights reserved. *Rates from 5.99%. Approval subject to credit review. Lend On Capital is a financial technology company, not a bank. Funding times are estimated based on typical borrower performance.