Based on what you shared, your business is just shy of our current minimums. Here's what we typically look for:
Want a heads-up when you qualify?
Most businesses are ready in 3–6 months. We'll send a one-time email when you're in range.
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Got it — we'll be in touch.
Come back any time. If your numbers change before we reach out, you can always reapply.
Already qualify? Call 844-902-3080
Get $20K to $3M in business funding. No collateral. No equity given up.



All amounts in Canadian dollars (CAD) · All provinces
No hidden fees. No equity dilution. Just capital with honest terms you can plan around.
Draw what you need, when you need it. Pay interest only on what you use. The most flexible option for managing cash flow.
Lump-sum working capital for your business. Ideal for covering a gap, taking on a contract, or handling a sudden expense.
Most businesses qualify with:
No branch visits. No endless paperwork. A simple process built around your schedule.
Fill out our secure online form in under 60 seconds. No credit pull, no commitment. We just need the basics to get started.
A dedicated advisor reviews your file and walks you through your pre-approved terms, rate, and funding limit. No vague answers.
Once you confirm the terms, funds are wired directly to your business bank account. Funding timelines vary by program and complete documentation.
From British Columbia to Newfoundland, we work with businesses in every province. Approvals are done remotely - no branch visits, no in-person meetings.
Real deals. Real businesses across Canada.
Takes 60 seconds. No credit impact. A real advisor will reach out to walk you through your options.