Access tailored business loan options with quick approvals and flexible terms to suit your company’s needs.
Funding from
$20K to $3 MillionÂ
Fast, Easy Funding
Within 1 to 2 days
6 to 120 Months
Funding from
$20k to $3 million
Fast, Easy Funding
Within 1 to 2 days
Terms from
6 to 120 Months
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Choose the business funding program that fits your needs and supports your next step.
Our Business Line of Credit gives you flexible access to funds whenever you need them. You only pay interest on the amount you use. With funding from $50,000 to $250,000, competitive annual rates starting at 8.99%, and terms ranging from 12 to 30 months, you stay in control with predictable weekly or monthly payments.
Our Short-Term Loan gives you fast access to working capital, ideal for managing expenses, covering gaps, or fueling short-term growth. Borrow between $20,000 and $1,000,000 with annual rates starting at 11.99%. Choose terms from 6 to 24 months and enjoy flexible weekly or monthly payment options that fit your cash flow.
Our Long-Term Loan is designed to support major investments and sustained growth. Access funding from $50,000 to $3,000,000 with competitive annual rates starting at 6.99%. Choose repayment terms from 36 to 120 months with predictable monthly payments, giving your business the stability and breathing room it needs to scale with confidence.
Complete our short online application. Tell us about your business and upload your recent business bank statements.
We will walk you through your offers and help you choose the funding option that fits your business best.
Once you're ready to move forward, your funding will arrive in your bank account by the next business day.
See how we’ve helped business owners get the funding they needed, and what they have to say about working with us.
Get started in minutes and see your offer today, all without affecting your credit
Yes. Lend On Capital has helped over 3,000 businesses in the U.S. and Canada secure more than $350 million in funding. We’re known for clear terms, fast service, and strong customer support, with positive ratings on BBB, Google, and Trustpilot.
Minimum requirements can vary depending on the funding program, but here are the general guidelines:
At least 6 months in business
$200,000 or more in annual revenue (this may change with market conditions)
A personal credit score of 500 or higher
No recent or active loan defaults or judgments
No open bankruptcies
No, applying won’t affect your credit. We only run a soft credit check during the application process, which doesn’t impact your score. In rare cases, if you’re approved and choose to move forward with the offer, a hard credit check may be done—but only with your permission.
Yes. We take data security seriously. Our website is SSL secured, and we use trusted, industry-standard encryption to protect your information from the moment you apply. We also stay up to date with the latest security practices to ensure your details remain safe.
At Lend On Capital, the process is quick. Once your application is complete and approved, funds can be deposited into your account as soon as the next business day. Most approvals happen within 24 to 48 hours
