Client information
Authorized signer & retainer
Authorized representative who can bind the company to this agreement.
Retainer Agreement with Integrity Cap Solutions, LLC
This is an agreement between the undersigned Client ("Client") and Integrity Cap Solutions, LLC, DBA Integrity Cap ("Integrity Cap"). The Client has engaged Integrity Cap to provide consulting services for loan eligibility, preparation, packaging, tax-advisor coordination (if applicable), and Partner Bank submission/placement.
Upon initial review of the Client's financial data (earnings/debt service coverage analysis, guarantor credit review, and collateral when applicable), the Client has met Integrity Cap's prequalification guidelines for at least one Partner Bank credit program. Integrity Cap does not guarantee approval, and does not require upfront fees when its time and efforts have a reasonable possibility to yield positive results.
No fee unless funded. A fee is owed only if the Client accepts an offer arranged by Integrity Cap and the Client is confirmed to have access to those funds. If no offer is accepted, no fee is charged.
Fees do NOT apply to:
High-interest short-term amortization credit facilities, if the Client is declined by an Integrity Cap Partner Bank for monthly payment credit.
Fees DO apply to:
Bank loans (with or without SBA Guaranty), Asset-Based Lending, Expedited Bank Lines/Loans, and Corporate Credit Cards when issued as part of a Partner Bank credit solution.
Fee Schedule
When the Client accepts an offer and has access to funds, the fee owed to Integrity Cap is a percentage of the credit facility, on the descending scale below:
Credit Facility Amount Fee
Minimum charge $2,000 Up to $150,000 6% $150,000 to $300,000 5.5% $300,000 to $450,000 5% $450,000 to $600,000 4.5% $600,000 to $850,000 4% $850,000 to $1,000,000 3.5%
Over $1,000,000 $30,000 or 3%, whichever is greater
How the fee is collected
Integrity Cap will invoice the Client separately for each credit facility arranged and accepted. Payment is via the ACH authorization on file (next page). Each invoice is due upon receipt. Integrity Cap will not submit information to Partner Banks without an ACH authorization on file.
Subsequent loans
If additional loans or lines of credit are granted to the Client after the initial capital is received, the fees on this schedule apply to those amounts as well, even if the Client deals directly with the Partner Bank, because Integrity Cap enabled the relationship. A UCC search by Integrity Cap will identify any circumvention.
Signature, Retainer Agreement*
By signing below, you agree to the retainer terms above with Integrity Cap Solutions, LLC.
Sign here
Clear signature
Powered by Zoho Sign
Signature required
Contact information
Where we'll send your funding offers and confirmations.
Business address*
Complete the business address
ACH bank authorization
The account to be debited only after you accept a funding offer. No charges occur unless funding is approved AND accepted.
1234
Date
Pay to the order of
$
DOLLARS
Memo
⑆
123456789
⑆
000123456789
⑈
1234
ROUTING
ACCOUNT
Routing : first 9 digits on the bottom left
Account : middle section
ACH Debit Authorization & Acknowledgments
I authorize Integrity Cap Solutions, LLC to initiate ACH debit entries against the bank account designated above for the sole purpose of collecting the retainer fees outlined in the Retainer Agreement above, only after I have accepted a funding offer and have access to those funds .
I understand each fee will be invoiced separately for each credit facility arranged and accepted, and that payments are due upon receipt of each invoice via this ACH authorization. I represent that I am an authorized signer on the account and that the bank information provided is accurate. This authorization remains in effect until the funded transactions are complete or until I revoke it in writing with reasonable notice.
If the ACH fails or is stopped:
A $150 administrative/collection fee will be charged to reimburse Integrity Cap for time and efforts to collect.
The Guarantor(s) will be personally responsible for any unpaid balance.
Integrity Cap will engage a Collection Attorney to recover the invoice amount plus costs, time, and materials.
The Collection Agent may report to all Credit Reporting Agencies for willful negligence relating to this retainer.
Client Acknowledgments
No obligation to accept. I am not bound to accept the terms of any offer presented by Partner Bank(s).Independent relationship. Integrity Cap is not an employee of the Client.Accuracy of information. All information I have provided is true and accurate to the best of my knowledge.Indemnification. I will indemnify and hold Integrity Cap harmless from liability arising from any misrepresentations I make.No guarantee of success. There is no guarantee of success for any application.No financial commitment authority. Integrity Cap is not authorized to make any financial commitments on behalf of any Lender or Investor.Governing law. This Agreement is governed by the laws of the State of Florida.Confidentiality. Information in this Agreement and my application is mutually proprietary and will not be disclosed to third parties except in connection with a loan or credit application.Electronic signature. The parties may execute this Agreement by electronic signature, and an emailed copy may be accepted as an original.
Signature, ACH Authorization*
By signing below, you authorize Integrity Cap Solutions, LLC to debit the account above per the terms in this section.
Sign here
Clear signature
Powered by Zoho Sign
Signature required
(844) 902-3080