Get the right loan
to grow your business

Get Pre-Approved for a business loan as soon as today with no impact on your credit score.

Get funded as soon as

1 Business Day*

Repayment term from

6 to 120 months

Rates as low as

5.99% Annually

Business funding

Up to $3 Million

Our Flexible Business Funding Programs

We recognize that every business is unique, which is why we offer a variety of loans to support your growth at any stage. Explore our funding programs to find the perfect fit for your needs.

Business Line Of Credit

| Business Funding With Lend On Capital

Pay Only For What You Use

Unlock financial flexibility with Lend On Capital’s Business Line of Credit. Best used for seizing growth opportunities, managing cash flow, and fueling expansion. Ideal for small businesses that need to fund upcoming projects or purchase inventory. 

Short Term Loan

| Business Funding With Lend On Capital

faster access to better working capital

Short-term business loans can help business owners invest in your company and scale rapidly. With minimal paperwork, flexible qualifications, and a quick turnaround, short-term loans can be the stepping stone to take your business to the next level.

Long Term Loan

Long-Term Card

faster access to better working capital

With our long-term business loans spread over 10 years and convenient monthly payments, you can access the capital needed to fuel growth, seize opportunities, and maintain steady cash flow. Secure your business’s future today.

What Business Owners Are Saying About Us

| Business Funding With Lend On Capital
| Business Funding With Lend On Capital
| Business Funding With Lend On Capital
3 Step App

How to Apply For a Business Loan


Apply Online

Provide details about your business and upload a copy of your required business bank statements.


Choose Your Funding

Review the details of your approval and select the best funding solution for your business needs.


Get your loan

Complete the loan process and start using the funds to grow your business.

Add Your Heading Text Here

| Business Funding With Lend On Capital


Your business is pre-qualified for funding with Lend On Capital.

Please continue filling out the form to unlock your offer.

FAQ - Frequently asked questions

In Lend on Capital we made sure to keep the process fast & simple. Once you submit a business funding application and upload your 3 most recent bank statements our team will process the information and will provide you an offer within a few hours.

During the application process, we always do a “soft” credit pull, which doesn’t impact your personal credit.
For some applicants, at rare cases, we might preform a “hard” credit pull after you got approved and indicated that you are interested in taking the proposed funding.

  • Minimum of 6 Months in business
  • $200,000 in business annual revenue (This might change according to changes in the market)
  • Business owner’s minimum personal credit score of 500
  • No recent / current business loan defaults or judgments
  • No active bankruptcies 


The repayment term depends on the tier to which you got approved for. We offer 4 different repayment structures:

  • Daily Payments (5 payments per week)
  • Weekly Payments
  • Bi-Weekly Payments (Every 2 weeks)
  • Monthly payments

The payment will be drawn from your main business operating account via ACH based on the terms agreed in the funding agreement.

  • Line of Credit between $30,000 to $250,000, and 6 months to 30 months term.
  • Short-Term Funding between $10,000 to $3,000,000, and 3 months to 30 months term.
  • Business Term Loan between $50,000 to $250,000, and 60 months to 120 months term.
  • Equipment Financing between $10,000 to $3,000,000, and 6 months to 72 months term.


Our online funding application takes minutes to complete, and we require only 3 months of your most recent bank statements.
You can apply online or over the phone by calling (844) 902-3080

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