Get the right funding to grow your business

Get the funds you need on the same day. Lend On Capital provides fast approval and funding, so you can focus on growing your business immediately.

Get Pre-Approved For a Business Loan

Get the right loan
to grow your business

Get Pre-Approved for a business loan as soon as today with no impact on your credit score.

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Get funded within

1 Business Day*
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Rates as low as

5.99% Annually
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Terms from

6 to 120 months

Our Flexible Business Funding Programs

We recognize that every business is unique, which is why we offer a variety of loans to support your growth at any stage. Explore our funding programs to find the perfect fit for your needs. 

Line Of Credit

  • Improved Your Cash Flow:
    Cover short-term expenses or emergencies without depleting reserves.
  • Quick Access to Cash:
    Funds are available when you need them, often instantly.
  • Flexible Access to Funds:
    Draw money as needed, only paying interest on what you use.
  • Revolving Credit:
    As you repay, the credit becomes available again for future use.
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Short Term Loan

  • Fast Access to Capital:
    Quick approval and funding, often within 1 business day.
  • No Long-Term Commitment:
    Pay off the loan quickly, freeing your business from long-term debt.
  • Boosts Cash Flow:
    Helps bridge gaps in cash flow during slow periods.
  • Easier Qualification:
    Easier approval with less focus on revenue and credit compared to other financing options.
Short Term Loan

Long Term Loan

  • Flexible Repayment Terms:
    Options to tailor repayment schedules to fit your business’s cash flow.
  • Lower Monthly Payments:
    Spread out over 10 years, making payments more manageable.
  • Larger Loan Amounts:
    Access to more funds for major investments.
  • Predictable Planning:
    Fixed rates allow for accurate financial planning.
Long-Term Card
3 Step App
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How to Apply For a Business Loan

1

Apply Online

Provide details about your business and upload a copy of your required business bank statements.

2

Choose Your Funding

Review the details of your approval and select the best funding solution for your business needs.

3

Get your loan

Complete the loan process and start using the funds to grow your business.

What Business Owners Are Saying About Us

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Minimum Funding Qualification

Annual Revenue

Minimum Annual Revenue

$240,000
Time In Business

Minimum Time in Business

6 months
Credit Score

Minimum FICO Score

500+

* The qualifications mentioned above do not guarantee loan approval. Approval is determined based on a comprehensive assessment of the entire business profile.

Move from Planning to Action!

Get pre-qualified in just minutes with little paperwork and no impact on your credit score.

FAQ - Frequently asked questions

In Lend on Capital we made sure to keep the process fast & simple. Once you submit a business funding application and upload your 3 most recent bank statements our team will process the information and will provide you an offer within a few hours.

During the application process, we always do a “soft” credit pull, which doesn’t impact your personal credit.
For some applicants, at rare cases, we might preform a “hard” credit pull after you got approved and indicated that you are interested in taking the proposed funding.

  • Minimum of 6 Months in business
  • $200,000 in business annual revenue (This might change according to changes in the market)
  • Business owner’s minimum personal credit score of 500
  • No recent / current business loan defaults or judgments
  • No active bankruptcies 

 

The repayment term depends on the tier to which you got approved for. We offer 4 different repayment structures:

  • Daily Payments (5 payments per week)
  • Weekly Payments
  • Bi-Weekly Payments (Every 2 weeks)
  • Monthly payments


The payment will be drawn from your main business operating account via ACH based on the terms agreed in the funding agreement.

  • Line of Credit between $30,000 to $250,000, and 6 months to 30 months term.
  • Short-Term Funding between $10,000 to $3,000,000, and 3 months to 30 months term.
  • Business Term Loan between $50,000 to $250,000, and 60 months to 120 months term.
  • Equipment Financing between $10,000 to $3,000,000, and 6 months to 72 months term.

 

Our online funding application takes minutes to complete, and we require only 3 months of your most recent bank statements.
You can apply online or over the phone by calling (844) 902-3080

We are a business loan company dedicated to supporting small businesses. We provide tailored financial products to help owners grow and manage cash flow. Our focus is on offering easy, fast, and accessible funding options.

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