Business Loans Landing | LEND ON CAPITAL

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844-902-3080

10,000+

Businesses Funded

$500M+

In Financing Provided

24 Hours

Fast Funding Process

4.9/5

Rated By Our Clients

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We require a minimum annual revenue of $240,000 to qualify for any of our funding programs.

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Step 1

Apply Online

Share a few details about your business and upload your recent business bank statements.

Step 2

Review Your Offers

See what you qualify for and choose the funding option that fits your business needs.

Step 3

Get Your Loan

Complete the loan process and start using the funds to grow your business.

our funding programs

The Business Loan That Grows with You

At Lend on Capital, we get it. Businesses evolve, so we provide diverse business loans to fund your growth, for all businesses at any stage of their growth.

Revolving Line of Credit

Access to funds when you need it most

Our Business Line of Credit gives you flexible access to funds whenever you need them. You only pay interest on the amount you use. With funding from $50,000 to $250,000, competitive annual rates starting at 8.99%, and terms ranging from 12 to 30 months, you stay in control with predictable weekly or monthly payments.

Get an Offer

Short-Term Loan

Funding Solutions Built for Speed and Stability

Our Short-Term Loan gives you fast access to working capital, ideal for managing expenses, covering gaps, or fueling short-term growth. Borrow between $20,000 and $1,000,000 with annual rates starting at 11.99%. Choose terms from 6 to 24 months and enjoy flexible weekly or monthly payment options that fit your cash flow.

Get an Offer

Long-Term Loan

Stable Growth With Fixed Monthly Payments

Our Long-Term Loan is designed to support major investments and sustained growth. Access funding from $50,000 to $3,000,000 with competitive annual rates starting at 6.99%. Choose repayment terms from 36 to 120 months with predictable monthly payments, giving your business the stability and breathing room it needs to scale with confidence.

Get an Offer

Recent Funding Success Stories

We turn applications into real-world growth. Explore our latest success stories to see how we deliver the capital businesses need to scale.

Veterinary-clinic — Veterinary Hospital in Tampa, FL - $50,000 Funded | Short-Term Loan | 18 months | $862/week

Restaurant in Miami, FL - $95,000 Funded | Short-Term Loan | 12 months | $2,228/week

Auto repair shop — Auto Repair Shop in Sacramento, CA - $45,000 Funded | Line of Credit | 12 months | $4,406/month

Coffee Shop in Austin, TX - $75,000 Funded | Line of Credit | 18 months | $1,163/week

Dental Practice in Orlando, FL - $250,000 Funded | Long-Term Loan | 10 years | $3,443/month

Landscaping Company in Charlotte, NC - $55,000 Funded | Short-Term Loan | 16 months | $1,067/week

Manufacturing plant — Manufacturer in Seattle, WA - $300,000 Funded | Long-Term Loan | 84 months | $6,249/month

Medical Clinic in San Diego, CA - $62,500 Funded | Line of Credit | 24 months | $767/week

Retail store — Retail Store in Atlanta, GA - $80,000 Funded | Short-Term Loan | 10 months | $2,316/week

Move from Planning to Action!

Get pre-qualified in just minutes with little paperwork and no impact on your credit score.

What Business Owners Are Saying About Us

     
 
 
      Posted on Google  
   Kiona L 
 08/06/2026
 
 
 Trustindex verifies that the original source of the review is Google. I applied with Lend On Capital not expecting much. I had already talked to a few lenders and the numbers just weren’t great, so I figured this would be the same.Ended up getting an offer the next day and it was better than the others I got before.
  
 
     Posted on Google  
   Lorenza L 
 30/05/2026
 
 
 Trustindex verifies that the original source of the review is Google. Great experience from start to finish. They got me funded quickly and worked with me to adjust the terms. Honest and easy to work with. Would absolutely use them again.
  
 
     Posted on Google  
   Walter C 
 29/05/2026
 
 
 Trustindex verifies that the original source of the review is Google. Ron at Lend On Capital made the whole process easy. Had an offer in two days with better terms than anyone else quoted me. He understood my business and was straight with me the whole way. Highly recommend.
  
 
     Posted on Google  
   Jonish P 
 27/05/2026
 
 
 Trustindex verifies that the original source of the review is Google. Ron and his team were great. Quick to answer, super professional, and they got everything done without me having to chase anyone down. Highly recommend to any business owner looking for funding.
  
 
     Posted on Google  
   Spencer O 
 10/10/2025
 
 
 Trustindex verifies that the original source of the review is Google. I used Lend On 3 times. Each time, they let me know exactly what info they need and how long it’ll take. The money always comes through when they say it will. They always reach out to make sure things are ok and remember my past loans and my needs. I’ve dealt with other lenders before, but they always listen and find what best fits my business. If you’re looking for someone you can count on, reach out to Ron Zaguri.
  
 
     Posted on Google  
   Calvin D 
 07/10/2025
 
 
 Trustindex verifies that the original source of the review is Google. Very good experience with Lend On Capital! The customer service is great. The process was fast and smoother than I expected. Would recommend to any business owner looking for financing.
  
 
     Posted on Google  
   Cindy F 
 03/10/2025
 
 
 Trustindex verifies that the original source of the review is Google. Lend On Capital came through for us when cash flow was tight. The approval was quick  and the terms were flexible enough to fit our needs. I appreciated how transparent they were about costs and payments. I’ll be coming back next time we need extra funds.
  
 
     Posted on Google  
   Eddy P 
 08/04/2025
 
 
 Trustindex verifies that the original source of the review is Google. Great communication and easy use with really nice people!
  
 
     Posted on Google  
   Abelardo T 
 21/03/2025
 
 
 Trustindex verifies that the original source of the review is Google. I've worked with a few lenders before  but Lend On Capital truly stood out. Their team made the process smooth and fast and thanks to their help  I was able to secure the funds I needed to upgrade my equipment and grow my business. I would definitely recommend them.
  
 
     Posted on Google  
   Isaac J 
 14/03/2025
 
 
 Trustindex verifies that the original source of the review is Google. I don’t usually leave reviews but I felt compelled to share my experience with Lend On Capital. I needed a loan to remodel and expand my business location  and their team made the whole process feel easy. They took the time to understand my unique needs and before I knew it the funds were in my account. It’s rare to find a lender that truly cares about what you need. I highly recommend them to any small business owner that is looking for funding.
  
 
     Posted on Google  
   Yanna D 
 14/03/2025
 
 
 Trustindex verifies that the original source of the review is Google. I was really impressed by Lend On Capital. Ron  in particular  was remarkably direct and honest. He made sure I fully understood my options and helped me get a much better loan than I was offered elsewhere.
  
 
     Posted on Google  
   Loren G 
 17/11/2024
 
 
 Trustindex verifies that the original source of the review is Google. I’ve worked with other lenders, but Lend On Capital truly stands out. The line of credit I received was exactly what my business needed.
  
 
     Posted on Google  
   Shelly G 
 16/11/2024
 
 
 Trustindex verifies that the original source of the review is Google. Working with Lend On Capital was a fabulous experience. They were very helpful and quick to answer all my questions. The rates were fair, and the term was longer than I thought i will get. Ron and his team did everything they could to make sure I was happy. If I ever need funding again they’ll be my first choice. I’m trying to expand my real estate business so it was an excellent experience!!!
  
 
     Posted on Google  
   Neil 
 28/06/2024
 
 
 Trustindex verifies that the original source of the review is Google. My experience with Ash has been nothing but professional on time. Great follow up has been nothing but a gentleman in dealing with putting a deal together for me. I truly would recommend him for anybody that is looking for assistance in finance. It’s been nothing but great for me thanks, Ash.
  
 
     Posted on Google  
   Jason B 
 12/06/2024
 
 
 Trustindex verifies that the original source of the review is Google. I can honestly say that Ron Z. is the most trustworthy person to work with. He is top notch, explains EVERYTHING clearly, and will always be there to help. Cannot recommend him and the company enough!
  
 
     Posted on Trustindex  
   Loren G 
 24/04/2024
 
 
 Trustindex verifies that the original source of the review is Trustindex. great service Great company highly recommended to any business owner looking for a loan
  
 
     Posted on Google  
   Sahar H 
 18/08/2023
 
 
 Trustindex verifies that the original source of the review is Google. If you're looking for funding for your business, this is the place to go! They got me approved for a great line of credit, while everyone else was only offering me a small loan at a high rate.
  
 
     Posted on Google  
   Inbal R 
 18/08/2023
 
 
 Trustindex verifies that the original source of the review is Google. I can't emphasize enough how thankful I am to have Lend On Capital by my side. Ron and his team has proven to be an invaluable asset! He literally guided me through every single step. His assistance and the information he provided were instrumental in speeding up the entire process.
  
 
     Posted on Google  
   Fernando M 
 20/01/2022
 
 
 Trustindex verifies that the original source of the review is Google. If you need funding I’m talking about REAL BUSINESS FUNDING, come and ask for Ron, he not only made this super easy for me but was there every step of the way and more importantly created a business funding plan that helped me make one of the biggest decisions in my life. Besides doing his job he took the time to make sure it’s the BEST deal for the company and that my folks is the reason for the 5 stars! You might be working with someone now or are going to start and all I can suggest is ask for Ron, and tell him Fernando from FMG Wireless referred you and you won’t be disappointed.